Effective Date: 13/07/2026
Last Revised: 13/07/2026
Welcome to BAGOLoan (“Application”, “Platform”, “Service”), a digital revolving credit platform operated by BASAGO DIGITECH PRIVATE LIMITED (“we”, “our”, or “us”).
These Terms & Conditions (“Terms”) govern your access to and use of BAGOLoan and all related services provided through the Platform.
By downloading, registering, accessing, or using BAGOLoan, you acknowledge that you have read, understood, and agreed to be bound by these Terms.
If you do not agree with any part of these Terms, please discontinue use of BAGOLoan.
BAGOLoan provides a digital platform that enables eligible users to apply for revolving credit facilities based on their financial profile and credit assessment.
The Platform may facilitate:
Approval of any credit facility is subject to eligibility assessment, applicable policies, and verification procedures.
Submitting an application does not guarantee approval.
To use BAGOLoan, you confirm that:
We reserve the right to restrict or refuse access if eligibility requirements are not satisfied.
When creating an account, you agree to:
You are responsible for all activities conducted through your account.
Providing incorrect, misleading, or fraudulent information may result in suspension or termination of access.
BAGOLoan evaluates applications using information provided by users and information collected through authorized methods.
The assessment process may consider:
The approved revolving credit limit, if any, may vary depending on individual circumstances.
We reserve the right to:
A credit limit does not represent guaranteed borrowing availability.
If you receive access to a revolving credit facility, you agree to:
You are responsible for all obligations arising from your accepted credit facility.
Users must repay outstanding amounts according to the repayment terms provided during acceptance of the credit facility.
Your repayment obligations may include:
Failure to repay amounts on time may result in:
By using BAGOLoan, you authorize us to:
All information processing will be conducted in accordance with applicable laws and our Privacy Policy.
You agree not to:
Violation of these requirements may result in account suspension or termination.
We aim to maintain reliable access to BAGOLoan services.
However, availability may be affected by:
We do not guarantee uninterrupted availability at all times.
All content, features, designs, software, trademarks, and materials available through BAGOLoan are owned by or licensed to BASAGO DIGITECH PRIVATE LIMITED.
You may not:
any part of the Platform without prior written permission.
Your personal information is handled according to our Privacy Policy.
By using BAGOLoan, you acknowledge that:
Please review our Privacy Policy for complete details.
To the extent permitted by applicable law, BASAGO DIGITECH PRIVATE LIMITED shall not be responsible for:
Users remain responsible for reviewing and understanding all credit-related terms before accepting any facility.
We may suspend or terminate your access to BAGOLoan if:
Termination does not remove any existing repayment obligations.
We may update these Terms periodically due to:
Updated Terms will be published through BAGOLoan or our official website.
Continued use of BAGOLoan after updates indicates acceptance of the revised Terms.
These Terms shall be governed and interpreted according to the applicable laws of India.
Any disputes arising from these Terms shall be subject to the jurisdiction of competent courts in India.
For questions, concerns, or assistance regarding these Terms, please contact:
BASAGO DIGITECH PRIVATE LIMITED
Email: info@basagodigitech.com