Frequently Asked
Questions

Find answers to common questions about BAGOLoan Line of Credit

What is BAGOLoan Line of Credit?

BAGOLoan is a flexible Line of Credit product developed by BASAGO DIGITECH PRIVATE LIMITED. It offers a revolving credit limit where you can withdraw funds multiple times within your approved limit, repay, and reuse the credit again.

What is the credit limit range?

The credit limit for BAGOLoan ranges from ₹1,000 to ₹100,000. Your approved limit will be based on your credit profile and assessment.

What are the interest rates and tenure?

Interest rates range from 0.04% to 0.08% per day, calculated on the amount you withdraw. The repayment tenure ranges from 91 to 360 days.

Is collateral required?

No collateral or guarantor is required for BAGOLoan Line of Credit.

How does the revolving credit work?

Once you repay the amount you've withdrawn, your credit limit gets restored, and you can withdraw again. Interest is only charged on the amount you actually use, not on your entire credit limit.

Who developed BAGOLoan?

BAGOLoan is developed in-house by BASAGO DIGITECH PRIVATE LIMITED as our proprietary Line of Credit product.